First-time home buyer tips.

Published Date : November 4, 2021 Buying Tips Financing Industry News Renting condominium renting house

Want to buy a new house and don’t know where to start?
Have a quick look at the tip guide. If you want to learn more about how you can buy a house, sign-up for Housal.

Get Pre-approved
The first and the most crucial step in buying a house is getting your pre-approval done. It should be a written pre-approval with a mortgage specialist or mortgage broker. It includes the verification of your income, your credit history, your down payment, anything related to your money. Make sure every credit is clear. Sometimes even an insignificant amount can affect your credibility.
It would be best to discuss the deals with the mortgage specialist and the broker and, based on that, choose with whom you would like to go further.

Make a list of your requirements.
Before looking for houses, make a list of what you need and are looking for in a place. The list can be about anything, be it the number of bedrooms, window sizes, or the backyard. Make sure you keep the list in mind every time you go to check a house. It often happens with people; they get excited by one feature and don’t realize missing out on another. Your list can get modified as you go out checking properties. So, get your list done concerning the must-haves and the deal-breakers.

Look in the right place.
The most convenient way is to look up online. It is less time-consuming and easy. One of the most reliable websites is Housal. There you can find the best property deals on Apartment for sale, Condo for Sale, and many more based on your location and need.

Contingency Fund
It would be best if you had money set aside for both renovation and repairs. No house will be perfect as per your requirements. There will be something that you would like to change about a particular room. Spending too much on buying can leave you on a low budget for a while. Keep some amount aside for that purpose only. Also, saving an amount of one percent of the house’s worth can be helpful for maintenance.

Stick to the budget
You have started your journey keeping a budget in your mind, so try to hold with that only. Sometimes you like a property that is way out of your budget, and it tempts you to buy it. You might be able to buy it for now, but it can leave you with empty pockets for a long time. Your budget can be a little flexible, depending upon your affordability—plan with a reasonable amount.

If you require further assistance, feel free to contact Housal. We are proficient in making good deals available to you. Any need like an Apartment for sale or a condo for sale is satisfied here. Join us Today.

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Condos For Rent in Manila Can Offer You Hassel-free Living

Published Date : March 27, 2018 Real Estate 101

With so many ‘Manila condo for rent’ advertisements popping up left and right, one might wonder if condo living truly is the better option. Should you rent a condo or look for a traditional house or apartment for rent instead? To settle this issue, it will be helpful to look at both the pros and cons of renting a condo unit in Manila.

Comfort and convenience

The best thing that condo living can offer is comfort and convenience. When you are renting, the owner of the condo unit is responsible for the maintenance and repairs. It’s easier than ever to move into a fully furnished unit with every essential thing you need. By living in a condo, you and your family can also enjoy amenities such as a pool, gym, and a kids’ playground.

Proximity

Condominiums in Manila are strategically built in areas that are near malls, financial districts, and universities. Since you are just minutes away from these important locations, you don’t have to waste precious time stuck in heavy traffic. You can get to your appointments and meet your clients on time—while enjoying enough sleep daily.

Safety

Aside from security guards who are one call away, condominiums are also equipped with safety systems that protect the whole building. Smoke detectors and home automated systems are installed and can be requested from the owner before moving.

Perhaps the only disadvantage of condo living is that aside from the rental and utility fees, the management can also charge you for the maintenance fee or monthly association dues. Make sure that this is already included in the rent; otherwise, make room for it in your budget.

Are you ready to move into a condo for rent? Search for one in a reputable property site. There, you can easily find a suitable condo unit near your office that suits your budget.

About the Author:

This article is written by Aakanksha Sangtani, working as an International Business Analyst at Housal Inc.,  an online platform for real estate, addresses unfulfilled needs by harnessing technology and bringing all-related solutions under one roof. For buyers, tenants, sellers, brokers, agencies or developers, it encompasses all their answers from property matching, listings, management, analytics and much more. Housal Inc. is the evolution of the real estate process – empowering the real estate industry for the future.

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