PROP-5C5DDEF8

2-bedroom Townhouse For Sale thru Pag-IBIG in Cebu City

City of Cebu
Property main imageProperty main image
₱3,830,384
For Sale
House & Lot
2
Beds
1
Baths
JAJean Amancia

Real Estate Agent

(0 reviews)
Professional real estate agent
Full-service real estate
Professional service
English, Filipino
View Full Profile

About This Property

This 2-bedroom, 1-bathroom townhouse is offered as a house and lot for sale in City of Cebu, providing a ready‑to‑move‑in option for buyers who prefer a complete property package. With a total land area of approximately 58 sqm, the unit is listed at ₱3,830,384, making it a competitive entry point for those looking for a 2BR house and lot for sale in City of Cebu. The sale is facilitated through Pag‑IBIG, allowing qualified applicants to benefit from government housing financing. The interior layout consists of a private master bedroom, a second bedroom suitable for a child’s room or home office, and a single full‑bathroom that serves both occupants. The living area opens to a modest kitchen that can accommodate standard appliances, while the overall floor plan is designed for efficient circulation. The property is delivered unfurnished, giving the new owner flexibility to personalize the space according to personal taste and functional needs. Construction of the townhouse is complete, and the unit is ready for immediate occupation. While the development’s branding and developer details are not disclosed, the finished structure adheres to typical standards for residential projects in the region, ensuring structural integrity and compliance with local building codes. Located in the Pulangbato area of Talamban, the house and lot benefits from a well‑connected road network that links directly to major thoroughfares such as the Cebu‑Talisay Expressway. Residents enjoy convenient access to nearby shopping centers, dining establishments, and public transportation hubs, which collectively support an active urban lifestyle. The neighborhood is recognized for its quiet streets and proximity to essential services, making it a practical choice for both professionals and small families. At a price of ₱3.83 million, this house and lot to buy in City of Cebu represents solid value for a property that meets the criteria of a 2BR house and lot to buy in City of Cebu. It also aligns with broader market expectations for a house and lot to buy Philippines, offering a balanced combination of location, size, and affordability. Prospective buyers are encouraged to schedule a viewing to assess the property’s condition and to explore financing options through Pag‑IBIG. Popular searches: house and lot for sale in City of Cebu · 2BR house and lot for sale in City of Cebu · house and lot for sale Philippines · house and lot to buy in City of Cebu · 2BR house and lot to buy in City of Cebu · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Cebu.City of Cebu is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱3.83M.

Property prices in City of Cebu vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Cebu presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱3.83M, comparable rental income for a 2-bedroom house & lot in this area is estimated at approximately ₱12,768₱19,152 per month. Actual returns depend on market conditions and property management.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Listed OnFebruary 22, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱30,516/month*
₱3,830,384
₱766,077
20%
7.5%
₱30,516/month
Principal & Interest
₱24,686
Property Tax
₱3,192
Home Insurance
₱638
HOA/Condo Dues
₱2,000

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱421,342

Buyer Pays

₱128,081

Total Closing Costs₱549,423
Similar Properties
Properties you might also like