PROP-0D34965B

FOR SALE! 2BR 48sqm FA House & Lot w/ complete amenities in Brgy Taloc Bago City-AP

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines
Property main image
₱2,993,348
For Sale

₱62,361 per sqm

House & Lot
unfurnished
2
Beds
2
Baths
1
Parking
48.00
Floor sqm
80.00
Lot sqm
MRMiyabi Realty

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About This Property

This house and lot for sale Philippines offers a compact yet comfortable living solution in Barangay Taloc, Bago City. The property features two bedrooms and two bathrooms within a 48 sqm floor area, set on an 80 sqm lot. Priced at ₱2.99 million, it is positioned as a ready‑to‑move‑in home for buyers seeking a complete residence without the need for extensive renovation. The layout maximizes the available space, with a private master bedroom, a second bedroom suitable for guests or a home office, and two full baths that serve both rooms and visitors. A dedicated parking slot accommodates a single vehicle, and the unit is delivered unfurnished but ready for occupancy, allowing the new owner to personalize the interior to their taste. The efficient floor plan ensures smooth circulation between living, dining, and kitchen areas, making everyday living practical and pleasant. Located within the Micasa Deluxe development, this residence is part of a gated community that has already been completed and is awaiting new owners. The project emphasizes security and convenience, featuring 24/7 security personnel and a management team that oversees common areas. Although the exact construction year is not disclosed, the development is fully operational, and all amenities are functional for immediate use. Barangay Taloc in Bago City provides a well‑connected neighborhood with easy access to essential services. Residents benefit from nearby schools, supermarkets, pharmacies, banks, and a variety of dining options ranging from fast‑food chains to local restaurants. Public transport links and main roadways connect the area to other parts of the Philippines, making commutes to work or leisure destinations straightforward. The community also includes a wet market and a church, adding to the convenience of everyday life. At a total contract price of ₱2,993,348.80, this house and lot to buy Philippines represents a competitive offering in the local market. In addition to the primary dwelling, the development grants access to a clubhouse, swimming pool, basketball court, playground, and gazebo, all maintained under the 24/7 security arrangement. Payment terms include a modest reservation fee of ₱15,000, with financing options such as a 10 % down payment for bank loans or 50 % for Pag‑IBIG financing, providing flexibility for prospective buyers. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bago.City of Bago is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱2.99M. With a floor area of 48 sqm, this translates to approximately ₱62,361 per sqm — a competitive rate for City of Bago.

Property prices in City of Bago vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bago presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱2.99M, comparable rental income for a 2-bedroom house & lot in this area is estimated at approximately ₱9,978₱14,967 per month. Actual returns depend on market conditions and property management.

With 48 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area48.00 sqm
Lot Area80.00 sqm
Furnishingunfurnished
Listed OnApril 18, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱24,285/month*
₱2,993,348
₱598,670
20%
7.5%
₱24,285/month
Principal & Interest
₱19,291
Property Tax
₱2,494
Home Insurance
₱499
HOA/Condo Dues
₱2,000

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱329,268

Buyer Pays

₱103,807

Total Closing Costs₱433,075
Location

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines

10.586821, 122.896323

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