PROP-A1A30ABF

FOR SALE! House & Lot 2BR 48sqm FA w/ complete amenities in Brgy Taloc Bago City-AP

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines
Property main image
₱2,993,348
For Sale

₱62,361 per sqm

House & Lot
unfurnished
2
Beds
2
Baths
48.00
Floor sqm
80.00
Lot sqm
MRMiyabi Realty

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About This Property

This well‑positioned house and lot for sale Philippines offers a compact yet functional living space in Brgy Taloc, Bago City. The property features two bedrooms and two full bathrooms within a 48 sqm floor area, set on an 80 sqm lot. Priced at ₱2,993,348.80, the residence is ready for occupancy, providing a straightforward option for anyone looking for a house and lot to buy Philippines without the wait of construction delays. Inside, the layout maximizes the modest footprint, with a shared living‑dining area that flows toward the private bedroom suites, each equipped with its own bathroom. The home includes standard fixtures and finishes that allow immediate placement of furniture, while a modest driveway at the front of the lot accommodates a single car. The design emphasizes ease of movement and a comfortable daily routine for its occupants. The development, marketed under the Micasa Deluxe name, is already complete and has been turned over to owners. As a ready‑for‑occupancy project, there is no pending construction phase, and the property has been built to meet the standards expected of a modern residential community in the region. Located in the heart of Brgy Taloc, the house enjoys convenient access to a range of everyday services. Within a short walk you will find schools, a supermarket, cafes, pharmacies, banks, fast‑food chains, restaurants, a wet market, and a local church. The neighborhood is well‑served by public transport routes that connect to the broader Bago City area, making commutes to work or study both quick and reliable. At a total contract price just under ₱3 million, the home presents solid value for buyers seeking a complete set of amenities. Residents share a clubhouse, swimming pool, basketball court, playground, and gazebo, all overseen by 24/7 security personnel. Payment terms include a ₱15,000 reservation fee, with a 10 % down payment for bank financing or a 50 % down payment for Pag‑IBIG loans, ensuring flexible financing options for the prospective owner. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bago.City of Bago is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱2.99M. With a floor area of 48 sqm, this translates to approximately ₱62,361 per sqm — a competitive rate for City of Bago.

Property prices in City of Bago vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bago presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱2.99M, comparable rental income for a 2-bedroom house & lot in this area is estimated at approximately ₱9,978₱14,967 per month. Actual returns depend on market conditions and property management.

With 48 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area48.00 sqm
Lot Area80.00 sqm
Furnishingunfurnished
Listed OnApril 29, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱24,285/month*
₱2,993,348
₱598,670
20%
7.5%
₱24,285/month
Principal & Interest
₱19,291
Property Tax
₱2,494
Home Insurance
₱499
HOA/Condo Dues
₱2,000

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱329,268

Buyer Pays

₱103,807

Total Closing Costs₱433,075
Location

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines

10.587020, 122.909252

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