PROP-F45B44D7

FOR SALE! 2BR House & Lot 48sqm FA w/ complete amenities in Brgy Taloc Bago City-AP

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines
Property main imageProperty main image
₱2,993,348
For Sale

₱62,361 per sqm

House & Lot
unfurnished
2
Beds
2
Baths
48.00
Floor sqm
80.00
Lot sqm
MRMiyabi Realty

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About This Property

FOR SALE! This house and lot for sale Philippines offers a compact yet comfortable living solution in Brgy Taloc, Bago City. The property features two bedrooms and two full bathrooms within a 48 sqm floor area, set on an 80 sqm lot. Priced at ₱2,993,348.80, the unit is positioned as a ready‑to‑move‑in home, providing a clear option for anyone looking for a house and lot to buy Philippines. The interior layout maximizes the 48 sqm of living space, with a well‑proportioned living room that flows into a functional kitchen and dining area. Both bedrooms are sized to accommodate standard furnishings, and the two bathrooms are conveniently placed to serve residents and guests alike. While the home is delivered unfurnished, the efficient floor plan allows owners to personalize each space without compromising flow or comfort. Developed by Micasa Deluxe, the residence is completed and ready for occupancy. The project’s construction has been finalized, ensuring that buyers can take possession without delay. Although specific completion dates are not disclosed, the development’s status reflects a fully built environment that meets contemporary standards, supported by 24/7 security throughout the community. Located in the heart of Brgy Taloc, the property enjoys easy access to a variety of essential services and amenities. Residents are within walking distance of schools, supermarkets, pharmacies, banks, and a range of dining options, including cafes, fast‑food chains, and restaurants. A nearby wet market and church further enhance the convenience of daily life, while the broader Bago City road network connects the neighborhood to major thoroughfares across the Philippines. At a total contract price of just under ₱3 million, this house and lot presents strong value for the buyer. Payment terms include a modest reservation fee of ₱15,000, with options for a 10 % down payment for bank financing or a 50 % down payment through Pag‑IBIG. Community amenities enrich the living experience, featuring a clubhouse, swimming pool, basketball court, playground, and gazebo—all maintained under round‑the‑clock security. This combination of affordable pricing, comprehensive facilities, and a strategic location makes the property an attractive choice for those seeking a reliable house and lot to buy Philippines. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bago.City of Bago is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱2.99M. With a floor area of 48 sqm, this translates to approximately ₱62,361 per sqm — a competitive rate for City of Bago.

Property prices in City of Bago vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bago presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱2.99M, comparable rental income for a 2-bedroom house & lot in this area is estimated at approximately ₱9,978₱14,967 per month. Actual returns depend on market conditions and property management.

With 48 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area48.00 sqm
Lot Area80.00 sqm
Furnishingunfurnished
Listed OnMay 4, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱24,285/month*
₱2,993,348
₱598,670
20%
7.5%
₱24,285/month
Principal & Interest
₱19,291
Property Tax
₱2,494
Home Insurance
₱499
HOA/Condo Dues
₱2,000

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱329,268

Buyer Pays

₱103,807

Total Closing Costs₱433,075
Location

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines

10.587020, 122.909252

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