PROP-D1E7CE1B

FOR SALE! Duplex House and Lot in Brgy Taloc Bago City-AP

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines
Property main imageProperty main image
₱2,993,348
For Sale

₱62,361 per sqm

House & Lot
unfurnished
2
Beds
2
Baths
48.00
Floor sqm
80.00
Lot sqm
MRMiyabi Realty

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About This Property

FOR SALE! A duplex house and lot in Brgy Taloc, Bago City‑AP offers a concise yet complete living solution. The property features two bedrooms and two bathrooms within a 48 sqm floor area, set on an 80 sqm parcel of land. Priced at ₱2,993,348.80, this unit is listed as a house and lot for sale Philippines, providing an immediate opportunity for anyone seeking a ready‑to‑move‑in residence. The interior layout maximizes the modest footprint, with a private master bedroom, a secondary bedroom, and two well‑appointed bathrooms that share contemporary fixtures. Built‑in cabinets and finishes reduce the need for additional furnishing, while the open plan living area creates a functional flow for daily activities. The site’s dimensions also allow for a small carport or driveway, accommodating typical parking needs without compromising the garden space. Developed under the Micasa Deluxe brand, the duplex is already completed and ready for occupancy. Although specific construction dates are not disclosed, the finished status ensures that new owners can take possession without delay. The project’s reputation for quality workmanship is reflected in the solid structure and the attention to detail evident throughout the home. Located in the heart of Brgy Taloc, the property benefits from a well‑established neighborhood in Bago City. Residents enjoy convenient access to a range of local amenities, including schools, supermarkets, pharmacies, banks, and a variety of dining options such as cafes, fast‑food chains, and restaurants. A nearby wet market and church further enhance everyday convenience, while major roadways connect the area to the broader region, making this house and lot to buy Philippines an attractive option for commuters and local professionals alike. At a total contract price of ₱2.99 million, the duplex delivers strong value, especially when considering the community facilities that accompany the development. Homeowners have 24/7 security, a clubhouse, swimming pool, basketball court, playground, and gazebo at their disposal, fostering a secure and active lifestyle. Payment terms include a ₱15,000 reservation fee, with financing options ranging from a 10 % down payment for bank loans to a 50 % down payment for Pag‑IBIG financing, providing flexible pathways to ownership. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bago.City of Bago is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱2.99M. With a floor area of 48 sqm, this translates to approximately ₱62,361 per sqm — a competitive rate for City of Bago.

Property prices in City of Bago vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bago presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱2.99M, comparable rental income for a 2-bedroom house & lot in this area is estimated at approximately ₱9,978₱14,967 per month. Actual returns depend on market conditions and property management.

With 48 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area48.00 sqm
Lot Area80.00 sqm
Furnishingunfurnished
Listed OnMay 15, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱24,285/month*
₱2,993,348
₱598,670
20%
7.5%
₱24,285/month
Principal & Interest
₱19,291
Property Tax
₱2,494
Home Insurance
₱499
HOA/Condo Dues
₱2,000

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱329,268

Buyer Pays

₱103,807

Total Closing Costs₱433,075
Location

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines

10.587020, 122.909252

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