PROP-E2C5745F

2BR 78sqm House & Lot for Sale in Bago

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines
Property main image
₱4,298,072
For Sale

₱55,103 per sqm

House & Lot
unfurnished
2
Beds
1
Baths
1
Parking
78.00
Floor sqm
90.00
Lot sqm
MR
Miyabi Realty

Real Estate Agent

About This Property

A well‑positioned 2‑bedroom, 1‑bathroom residence spanning 78 sqm of living space on a 90 sqm lot is now available as a house and lot for sale Philippines. The property is listed at a total contract price of ₱4,298,072.51, offering a single parking slot and immediate occupancy. Its straightforward presentation highlights the essential dimensions and price, making it easy for prospective buyers to assess the opportunity at a glance. The interior layout distributes the two bedrooms on opposite sides of the living area, providing privacy while maintaining a compact flow. The single bathroom serves both rooms efficiently, and the open‑plan living and dining zones accommodate modest furnishings without crowding. A dedicated parking space is included, ensuring vehicle protection. The home is ready for occupancy, allowing the new owner to move in without delay. The house is part of the Mitienda Deluxe development, a project that has reached completion and is now ready for occupancy. While the developer’s name is not disclosed, the construction status confirms that the building adheres to current building standards and has been inspected for habitability. The finished structure reflects a contemporary approach suitable for everyday living in Bago City. Located in Barangay Taloc, Bago City, the property benefits from a mixed‑use neighborhood where essential services are within walking distance. Nearby schools, supermarkets, cafés, pharmacies, banks, fast‑food chains, restaurants, a wet market, and a church create a convenient daily routine for residents. Major thoroughfares connect the area to the broader region of the Philippines, ensuring straightforward access to commercial and civic centers while retaining a calm residential atmosphere. At a price of ₱4.30 million, the house and lot offers a competitive value for a ready‑to‑move‑in home with community amenities such as a clubhouse, swimming pool, basketball court, playground, gazebo, and 24/7 security. Prospective owners seeking a house and lot to buy Philippines will find the combination of secure financing options—zero percent downpayment and full bank financing—along with the listed amenities, a compelling proposition for comfortable, secure living. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bago.City of Bago is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱4.30M. With a floor area of 78 sqm, this translates to approximately ₱55,103 per sqm — a competitive rate for City of Bago.

Property prices in City of Bago vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bago presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱4.30M, comparable rental income for a 2-bedroom house & lot in this area is estimated at approximately ₱14,327₱21,490 per month. Actual returns depend on market conditions and property management.

With 78 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area78.00 sqm
Lot Area90.00 sqm
Furnishingunfurnished
Listed OnApril 29, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱33,998/month*
₱4,298,072
₱859,614
20%
7.5%
₱33,998/month
Principal & Interest
₱27,700
Property Tax
₱3,582
Home Insurance
₱716
HOA/Condo Dues
₱2,000

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱472,788

Buyer Pays

₱141,644

Total Closing Costs₱614,432
Location

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines

10.587020, 122.909252

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