PROP-A34473A8

FOR SALE! House & Lot 2BR 78sqm FA w/ complete amenities in Brgy Taloc Bago City-AP

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines
Property main image
₱4,298,072
For Sale

₱55,103 per sqm

House & Lot
unfurnished
2
Beds
1
Baths
1
Parking
78.00
Floor sqm
90.00
Lot sqm
MRMiyabi Realty

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About This Property

FOR SALE! This house and lot for sale Philippines offers a compact yet functional living space in Brgy Taloc, Bago City. The property features two bedrooms, one full bathroom, a total floor area of 78 sqm, and a 90 sqm lot. A single parking slot is included, and the total contract price is ₱4,298,072.51, making it a clear option for anyone looking for a house and lot to buy Philippines without hidden fees. The interior layout maximizes the 78 sqm floor plan, providing separate sleeping quarters and a shared living area that can accommodate modest furnishings. The bathroom is centrally located for easy access from both bedrooms. The dedicated parking space ensures convenient vehicle storage, and the home is ready for occupancy, allowing the new owner to move in immediately or personalize the interior to personal taste. The residence is part of the Mitienda Deluxe development, a gated community that is already complete and awaiting new owners. Construction is finished, and the project’s 24/7 security system is fully operational, offering peace of mind from day one. While the exact year of completion is not specified, the “Ready for Occupancy” status confirms that all structural and finishing work meets local standards. Situated in Brgy Taloc, the home enjoys proximity to essential services and daily conveniences. Within walking distance are schools, a supermarket, pharmacies, banks, and a variety of food options ranging from fast‑food chains to local restaurants. A nearby wet market and church further enhance the neighborhood’s practicality, while major roadways provide straightforward access to the wider Bago City area and surrounding provinces. Beyond the private dwelling, residents share access to a range of amenities that add value to the purchase. The community includes a clubhouse, swimming pool, basketball court, playground, and gazebo, all maintained under a 24/7 security program. Financing is flexible, with a ₱15,000 reservation fee and zero‑percent down‑payment options available through bank financing, reinforcing the affordability of this house and lot for sale Philippines. The combination of location, amenities, and competitive pricing makes this property a solid investment for prospective homeowners. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bago.City of Bago is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱4.30M. With a floor area of 78 sqm, this translates to approximately ₱55,103 per sqm — a competitive rate for City of Bago.

Property prices in City of Bago vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bago presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱4.30M, comparable rental income for a 2-bedroom house & lot in this area is estimated at approximately ₱14,327₱21,490 per month. Actual returns depend on market conditions and property management.

With 78 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area78.00 sqm
Lot Area90.00 sqm
Furnishingunfurnished
Listed OnApril 29, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱33,998/month*
₱4,298,072
₱859,614
20%
7.5%
₱33,998/month
Principal & Interest
₱27,700
Property Tax
₱3,582
Home Insurance
₱716
HOA/Condo Dues
₱2,000

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱472,788

Buyer Pays

₱141,644

Total Closing Costs₱614,432
Location

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines

10.587020, 122.909252

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