PROP-E6FD7848

FOR SALE! Residential/Commercial House and Lot RFO in Brgy Taloc Bago City-AP

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines
Property main image
₱4,298,072
For Sale

₱55,103 per sqm

House & Lot
unfurnished
2
Beds
1
Baths
1
Parking
78.00
Floor sqm
90.00
Lot sqm
MRMiyabi Realty

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About This Property

This house and lot for sale Philippines offers a practical living‑work solution in Brgy Taloc, Bago City. The property includes two bedrooms, one bathroom, a 78 sqm floor area and a 90 sqm lot, complete with a dedicated parking slot. Priced at ₱4.30 million, the unit is ready for occupancy and presents a solid option for anyone looking for a house and lot to buy Philippines without delay. The interior layout maximizes space, with a comfortable master bedroom, a second bedroom suitable for guests or a home office, and a well‑appointed bathroom. An open‑plan living area flows into a functional kitchen, allowing easy movement for daily activities. The property comes with one parking space, and the overall finish is move‑in ready, reflecting the quality expected from the Mitienda Deluxe development. Mitienda Deluxe is a ready‑for‑occupancy project, and while the developer’s name is not disclosed, the construction is complete and the unit is available immediately. The building standards meet local regulations, and the development’s status ensures that buyers can take possession without waiting for further phases or renovations. Situated in Brgy Taloc, the home benefits from a well‑connected neighborhood. Essential services such as schools, supermarkets, cafes, pharmacies, banks, fast‑food chains, restaurants, a wet market, and a church are all within easy reach, making daily errands convenient. Major roadways link the area to the rest of Bago City, providing straightforward access to commercial centers and public transport routes throughout the Philippines. At a total contract price of ₱4,298,072.51, this property delivers strong value for the buyer. Residents enjoy shared amenities that include a clubhouse, swimming pool, basketball court, playground, gazebo, and 24/7 security, all designed to enhance community living. With a modest reservation fee of ₱15 000 and zero‑percent down‑payment options through bank financing, the investment is both affordable and secure for those seeking a reliable house and lot for sale Philippines. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bago.City of Bago is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱4.30M. With a floor area of 78 sqm, this translates to approximately ₱55,103 per sqm — a competitive rate for City of Bago.

Property prices in City of Bago vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bago presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱4.30M, comparable rental income for a 2-bedroom house & lot in this area is estimated at approximately ₱14,327₱21,490 per month. Actual returns depend on market conditions and property management.

With 78 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area78.00 sqm
Lot Area90.00 sqm
Furnishingunfurnished
Listed OnMay 15, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱33,998/month*
₱4,298,072
₱859,614
20%
7.5%
₱33,998/month
Principal & Interest
₱27,700
Property Tax
₱3,582
Home Insurance
₱716
HOA/Condo Dues
₱2,000

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱472,788

Buyer Pays

₱141,644

Total Closing Costs₱614,432
Location

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines

10.587020, 122.909252

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