PROP-A108B1AA

FOR SALE! Residential/Commercial House and Lot RFO in Brgy Taloc Bago City-AP

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines
Property main imageProperty main image
₱4,298,072
For Sale

₱55,103 per sqm

House & Lot
unfurnished
2
Beds
1
Baths
78.00
Floor sqm
90.00
Lot sqm
MRMiyabi Realty

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About This Property

FOR SALE! A residential/commercial house and lot RFO in Brgy Taloc, Bago City, offers a concise yet functional living space. The unit features two bedrooms and one bathroom within a 78 sqm floor area, set on a 90 sqm lot. As a ready‑to‑occupy property, it is listed as a house and lot for sale Philippines, providing a clear entry point for buyers seeking a compact home in a growing community. The layout maximizes the available footprint, with a modest living room that flows into a functional kitchen and a separate dining nook. Both bedrooms are positioned for privacy, while the single bathroom is equipped with standard fixtures. The generous lot size allows for on‑site parking, accommodating at least one vehicle without compromising outdoor space. The home is delivered with basic finishes, enabling the new owner to personalize interiors while moving in immediately. Positioned within the Mitienda Deluxe development, the property is marked as Ready for Occupancy, indicating that construction is complete and all essential utilities are connected. While the developer’s name is not disclosed, the project adheres to typical local building standards and is ready for immediate handover, eliminating the wait associated with under‑construction units. Located in Brgy Taloc, the house benefits from a well‑established neighborhood in Bago City. Residents enjoy proximity to schools, supermarkets, cafes, pharmacies, banks, fast‑food chains, restaurants, a wet market, and a church, all within walking distance. Major thoroughfares connect the barangay to the wider region, ensuring convenient travel for work, study, or leisure. The area’s 24/7 security and community facilities further enhance the sense of safety and accessibility. Priced at ₱4,298,072.51 (approximately ₱4.30 M), the home presents a competitive option for anyone looking for a house and lot to buy Philippines. Payment terms include a modest reservation fee of ₱15,000 and a zero‑percent downpayment option when financed through participating banks, making the acquisition financially manageable. Residents also gain access to shared amenities such as a clubhouse, swimming pool, basketball court, playground, gazebo, and round‑the‑clock security, adding lifestyle value to the overall investment. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bago.City of Bago is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱4.30M. With a floor area of 78 sqm, this translates to approximately ₱55,103 per sqm — a competitive rate for City of Bago.

Property prices in City of Bago vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bago presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱4.30M, comparable rental income for a 2-bedroom house & lot in this area is estimated at approximately ₱14,327₱21,490 per month. Actual returns depend on market conditions and property management.

With 78 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area78.00 sqm
Lot Area90.00 sqm
Furnishingunfurnished
Listed OnMay 23, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱33,998/month*
₱4,298,072
₱859,614
20%
7.5%
₱33,998/month
Principal & Interest
₱27,700
Property Tax
₱3,582
Home Insurance
₱716
HOA/Condo Dues
₱2,000

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱472,788

Buyer Pays

₱141,644

Total Closing Costs₱614,432
Location

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines

10.587020, 122.909252

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