PROP-1101E39B

FOR SALE! Pre Selling 2-Storey Attached House and Lot in Brgy Taloc Bago City-AP

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines
Property main imageProperty main image
₱3,157,054
For Sale

₱52,618 per sqm

House & Lot
unfurnished
3
Beds
2
Baths
60.00
Floor sqm
80.00
Lot sqm
MRMiyabi Realty

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About This Property

This pre‑selling 2‑storey attached house and lot presents a concise package for buyers seeking a house and lot for sale Philippines. The property offers three bedrooms, two bathrooms, a 60 sqm floor area and an 80 sqm lot, all priced at ₱3.16 million. It is listed on Housal.com as a ready‑to‑move‑in option, providing a clear starting point for those who want a house and lot to buy Philippines without the complexities of a resale transaction. The layout is straightforward and functional. The ground floor typically accommodates the living and dining spaces, while the upper level houses the three bedrooms and second bathroom, creating a comfortable flow for daily living. Although the development does not specify dedicated parking, the attached design allows for easy access to the front entrance, and the modest lot size leaves room for a single car or motorcycle. The home is unfurnished, giving the new owner flexibility to tailor interior décor to personal taste. The residence is part of the Micasa Premier community, currently in a pre‑selling phase and classified as non‑RFO, meaning it is not yet ready for occupancy but will be delivered as a new construction. This status offers buyers the advantage of securing the unit at the listed contract price of ₱3,157,054.85, with a reservation fee of ₱15,000 and financing options that include a 10 % down payment for bank loans or a 50 % down payment for Pag‑IBIG financing. The development promises a modern build quality consistent with contemporary Philippine housing projects. Located in Barangay Taloc, Bago City, the property enjoys a well‑rounded neighborhood. Essential services such as schools, supermarkets, pharmacies, banks, and fast‑food chains are within easy reach, while cafes, restaurants, a wet market, and a church enrich the community’s daily life. The area benefits from straightforward road access to surrounding municipalities, making commutes to work or school convenient. Residents also appreciate the nearby recreational spaces and the sense of security that comes with a tightly knit locality. At ₱3.16 million, the house and lot provides competitive value in the current market. The development’s amenities include a clubhouse, swimming pool, basketball court, playground, gazebo, and 24/7 security, enhancing lifestyle and peace of mind. These shared facilities are maintained by the community and are available to all homeowners, offering both leisure and safety. For buyers looking for a balanced investment that combines essential living space with quality communal features, this property stands out as a practical and affordable choice. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bago.City of Bago is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱3.16M. With a floor area of 60 sqm, this translates to approximately ₱52,618 per sqm — a competitive rate for City of Bago.

Property prices in City of Bago vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bago presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱3.16M, comparable rental income for a 3-bedroom house & lot in this area is estimated at approximately ₱10,524₱15,785 per month. Actual returns depend on market conditions and property management.

With 60 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area60.00 sqm
Lot Area80.00 sqm
Furnishingunfurnished
Listed OnMay 23, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱25,503/month*
₱3,157,054
₱631,411
20%
7.5%
₱25,503/month
Principal & Interest
₱20,346
Property Tax
₱2,631
Home Insurance
₱526
HOA/Condo Dues
₱2,000

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱347,276

Buyer Pays

₱108,555

Total Closing Costs₱455,831
Location

Taloc, Bago, Negros Occidental, Negros Island Region, 6101, Philippines

10.587020, 122.909252

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