PROP-D2A9804C

FOR SALE! 3BR W/ 82sqm FA House & Lot in Bacolod City-AP

Estefania, Bacolod-1, Bacolod, Negros Island Region, 6100, Philippines
Property main image
₱6,390,000
For Sale

₱77,927 per sqm

House & Lot
unfurnished
3
Beds
2
Baths
82.00
Floor sqm
150.00
Lot sqm
MRMiyabi Realty

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About This Property

FOR SALE! This bungalow‑style house and lot offers three bedrooms, two full bathrooms, an 82 sqm living space and a generous 150 sqm lot. Positioned in Luisville Subdivision, Brgy. Estefania, Bacolod City, the property is listed at ₱6.39 million, making it a compelling option for anyone searching for a “house and lot for sale Philippines.” The unit is ready for immediate occupancy, with a reservation fee of ₱15,000 to secure the purchase. The interior layout maximizes the 82 sqm floor area, featuring a combined living and dining room that flows into a functional kitchen. Each bedroom is sized to accommodate standard furnishings, while the two bathrooms provide contemporary fixtures. The lot’s dimensions allow for a driveway and on‑site parking for at least one vehicle, and the bungalow’s simple design leaves room for personal touches and interior décor preferences. Construction of this residence is complete, and the home is move‑in ready. As a stand‑alone bungalow, there is no ongoing development phase, and the property does not belong to a larger uncompleted project. The structure reflects the typical quality of new‑build homes in Bacolod City, offering a solid foundation for the new owner. Located within the residential community of Luisville Subdivision, the house enjoys the calm of a suburb while remaining well connected to Bacolod City’s main thoroughfares. Brgy. Estefania provides easy access to local schools, markets, and healthcare facilities, and the property is only a short drive from the city’s commercial districts. The neighborhood’s layout supports a peaceful lifestyle without sacrificing the convenience of urban amenities. At ₱6.39 million, this “house and lot to buy Philippines” presents strong value for a three‑bedroom home with a sizable lot. Buyers can choose a spot‑cash payment with a 5 % discount, or opt for a staggered payment plan that begins with a 30 % down payment (also with a 5 % discount) followed by structured installments. The option of in‑house or bank financing is available for the remaining balance, providing flexibility to suit various financial preferences. The listed amenities include the living‑dining area, two bathrooms, and ample parking space, all ready for immediate occupation. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bacolod.City of Bacolod is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱6.39M. With a floor area of 82 sqm, this translates to approximately ₱77,927 per sqm — a competitive rate for City of Bacolod.

Property prices in City of Bacolod vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bacolod presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱6.39M, comparable rental income for a 3-bedroom house & lot in this area is estimated at approximately ₱21,300₱31,950 per month. Actual returns depend on market conditions and property management.

With 82 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area82.00 sqm
Lot Area150.00 sqm
Furnishingunfurnished
Listed OnApril 8, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱51,072/month*
₱6,390,000
₱1,278,000
20%
7.5%
₱51,072/month
Principal & Interest
₱41,182
Property Tax
₱5,325
Home Insurance
₱1,065
HOA/Condo Dues
₱3,500

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱702,900

Buyer Pays

₱200,920

Total Closing Costs₱903,820
Location

Estefania, Bacolod-1, Bacolod, Negros Island Region, 6100, Philippines

10.680664, 122.998240

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