PROP-53646A70

4BR 136sqm House & Lot for Sale in Bacolod

Villamonte, Bacolod-1, Bacolod, Negros Island Region, 6100, Philippines
Property main imageProperty main image
₱12,116,000
For Sale

₱89,088 per sqm

House & Lot
unfurnished
4
Beds
3
Baths
4
Parking
136.00
Floor sqm
318.00
Lot sqm
MR
Miyabi Realty

Real Estate Agent

About This Property

A spacious 4‑bedroom, 3‑bathroom residence with a 136 sqm floor area sits on a 318 sqm lot, offered as a house and lot for sale Philippines. The property is listed at a total contract price of ₱12,116,000, rounded to ₱12.12 M, and is ready for immediate occupancy in Brgy Villamonte, Bacolod City. With four dedicated parking slots and a balcony overlooking the surrounding area, this home presents a complete package for buyers seeking a house and lot to buy Philippines. The interior layout distributes living space efficiently across three levels, providing private and shared zones that cater to everyday living and occasional gatherings. Each of the four bedrooms benefits from natural light, while the three full bathrooms are positioned for convenient access from both the private quarters and the common areas. A covered carport accommodates up to four vehicles, and the balcony offers a modest outdoor extension for relaxation. The house is delivered unfurnished, allowing new owners to personalize interiors according to their preferences. Located within the Greensville 1‑North development, the project is already complete and ready for occupancy. Although the developer’s name is not disclosed, the community’s branding emphasizes contemporary design and reliable construction standards. The ready‑to‑move‑in status eliminates waiting periods, enabling buyers to settle promptly after the reservation fee of ₱15,000 is secured. Brgy Villamonte in Bacolod City provides a well‑connected setting within the Philippines. The neighborhood enjoys easy access to major thoroughfares, public transportation options, and essential services such as schools, hospitals, and commercial centers. Proximity to the city’s main arteries shortens travel time to downtown Bacolod and neighboring municipalities, making daily commutes and weekend trips convenient for residents. At ₱12.12 M, the property delivers strong value through its generous lot size, ample parking, and ready‑made living spaces. Buyers may choose a spot‑cash payment with a 5 % discount, or opt for a staggered payment plan that includes a 30 % down payment (with an additional 5 % discount on the deposit), a 10 % initial payment followed by a 12‑month equal‑payment schedule, or a 12 % down payment spread over three months. In‑house financing options are also available, ensuring flexible pathways for acquisition. This house and lot for sale Philippines combines practical amenities with a competitive price, positioning it as a compelling investment in Bacolod’s growing residential market. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bacolod.City of Bacolod is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱12.12M. With a floor area of 136 sqm, this translates to approximately ₱89,088 per sqm — a competitive rate for City of Bacolod.

Property prices in City of Bacolod vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bacolod presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱12.12M, comparable rental income for a 4-bedroom house & lot in this area is estimated at approximately ₱40,387–₱60,580 per month. Actual returns depend on market conditions and property management.

With 136 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area136.00 sqm
Lot Area318.00 sqm
Furnishingunfurnished
Listed OnMay 15, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱93,701/month*
₱12,116,000
₱2,423,200
20%
7.5%
₱93,701/month
Principal & Interest
₱78,085
Property Tax
₱10,097
Home Insurance
₱2,019
HOA/Condo Dues
₱3,500

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱1,332,760

Buyer Pays

₱354,900

Total Closing Costs₱1,687,660
Location

Villamonte, Bacolod-1, Bacolod, Negros Island Region, 6100, Philippines

10.670242, 122.963185

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