PROP-2421A0DA

FOR SALE! RFO 4BR w/ 100sqm FA House & Lot for Sale in Bacolod-AP

Villamonte, Bacolod-1, Bacolod, Negros Island Region, 6100, Philippines
Property main imageProperty main image
₱8,452,000
For Sale

₱60,371 per sqm

House & Lot
unfurnished
4
Beds
3
Baths
1
Parking
140.00
Floor sqm
104.00
Lot sqm
MRMiyabi Realty

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About This Property

A spacious, ready‑for‑occupancy house and lot for sale Philippines presents a practical solution for discerning buyers. The property features four bedrooms, three full bathrooms, a 140 sqm floor area, and a 104 sqm lot, all offered at a total contract price of ₱8,452,000.00. Positioned in the thriving community of Brgy. Villa Monte, Bacolod City, this home is listed as a house and lot to buy Philippines, providing immediate move‑in potential without the wait for construction. Inside, the layout maximizes comfort and functionality. The master suite is complemented by three additional bedrooms, each served by well‑appointed bathrooms, while a built‑in oven and stove enhance the modern kitchen. A dedicated parking garage accommodates one vehicle, and the overall design reflects a thoughtful flow between living, dining, and private spaces. The residence is fully finished, allowing new owners to enjoy a turn‑key experience from day one. The development, known as Buena Park, is already ready for occupancy, eliminating the need for further building phases. Although the specific developer’s name is not disclosed, the project’s completion status assures buyers that the structure complies with current construction standards and local regulations. This ready‑made offering aligns with the expectations of those seeking a reliable house and lot for sale Philippines without the uncertainties of an under‑construction property. Located in Bacolod City’s Villa Monte barangay, the home enjoys easy access to major thoroughfares, commercial centers, schools, and healthcare facilities. The neighborhood’s mixed‑use character provides both the tranquility of a residential area and the convenience of nearby amenities. Public transport routes connect the property to the broader region, making daily commutes and weekend trips straightforward for residents throughout the Philippines. At ₱8.45 million, the price reflects a competitive value for a four‑bedroom, three‑bathroom home with built‑in kitchen appliances and a private parking slot. Prospective buyers can secure the property with a ₱15,000 reservation fee and choose between a spot‑cash purchase with a 5 % discount or a staggered payment plan that includes a 30 % down payment and flexible installments. In‑house financing options further simplify the acquisition process, making this house and lot to buy Philippines an appealing investment for those seeking quality, location, and affordability. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bacolod.City of Bacolod is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱8.45M. With a floor area of 140 sqm, this translates to approximately ₱60,371 per sqm — a competitive rate for City of Bacolod.

Property prices in City of Bacolod vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bacolod presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱8.45M, comparable rental income for a 4-bedroom house & lot in this area is estimated at approximately ₱28,173₱42,260 per month. Actual returns depend on market conditions and property management.

With 140 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area140.00 sqm
Lot Area104.00 sqm
Furnishingunfurnished
Listed OnMay 7, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱66,423/month*
₱8,452,000
₱1,690,400
20%
7.5%
₱66,423/month
Principal & Interest
₱54,471
Property Tax
₱7,043
Home Insurance
₱1,409
HOA/Condo Dues
₱3,500

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱929,720

Buyer Pays

₱258,656

Total Closing Costs₱1,188,376
Location

Villamonte, Bacolod-1, Bacolod, Negros Island Region, 6100, Philippines

10.670242, 122.963185

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