PROP-80945655

FOR SALE! RFO 2-Storey House and Lot w/ 4 Bedroom in Brgy Villamonte Bacolod City-AP

Villamonte, Bacolod-1, Bacolod, Negros Island Region, 6100, Philippines
Property main image
₱8,452,000
For Sale

₱60,371 per sqm

House & Lot
unfurnished
4
Beds
3
Baths
1
Parking
140.00
Floor sqm
104.00
Lot sqm
MR
Miyabi Realty

Real Estate Agent

About This Property

FOR SALE! This ready‑for‑occupancy house and lot for sale Philippines offers a practical living solution in Brgy. Villamonte, Bacolod City. The two‑storey home features four bedrooms, three full bathrooms, a total floor area of 140 sqm, and sits on a 104 sqm lot. A single parking slot completes the basic specifications, and the contract price is ₱8,452,000.00. The interior layout maximizes the 140 sqm of living space with a clear separation between private and communal areas. The ground floor accommodates a spacious living room that flows into a dining area and a kitchen equipped with a built‑in oven and stove, providing ready‑to‑use cooking facilities. Upstairs, the four bedrooms are arranged to ensure privacy, while the three bathrooms are conveniently distributed. A dedicated parking garage protects one vehicle from the elements. The property is part of the Buena Park development and is listed as Ready For Occupancy, meaning construction is complete and the home can be moved into immediately. Although no specific developer name is provided, the finished status and the inclusion of essential fixtures such as the built‑in oven and stove indicate a turn‑key offering that requires no additional work before habitation. Located in the Barangay Villamonte area of Bacolod City, the house benefits from the city’s well‑established road network and proximity to local schools, markets, and health centers. The neighborhood is known for its quiet residential character while still providing easy access to the commercial core of Bacolod, making daily commutes and errands straightforward for residents. Public transport routes pass nearby, and major thoroughfares connect the property to the rest of the Philippines’ Visayan region. For buyers looking at a house and lot to buy Philippines, this listing presents a clear value proposition at ₱8.45 million. The payment structure includes a ₱15,000 reservation fee, with options for spot cash (including a 5 % discount) or staggered payments: a 30 % down payment with an additional 5 % discount, a 10 % down payment plus 12‑month equal payments, or a 12 % down payment spread over three months. In‑house financing is available, simplifying the acquisition process for qualified purchasers. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bacolod.City of Bacolod is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱8.45M. With a floor area of 140 sqm, this translates to approximately ₱60,371 per sqm — a competitive rate for City of Bacolod.

Property prices in City of Bacolod vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bacolod presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱8.45M, comparable rental income for a 4-bedroom house & lot in this area is estimated at approximately ₱28,173–₱42,260 per month. Actual returns depend on market conditions and property management.

With 140 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area140.00 sqm
Lot Area104.00 sqm
Furnishingunfurnished
Listed OnJune 18, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱66,423/month*
₱8,452,000
₱1,690,400
20%
7.5%
₱66,423/month
Principal & Interest
₱54,471
Property Tax
₱7,043
Home Insurance
₱1,409
HOA/Condo Dues
₱3,500

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱929,720

Buyer Pays

₱258,656

Total Closing Costs₱1,188,376
Location

Villamonte, Bacolod-1, Bacolod, Negros Island Region, 6100, Philippines

10.670242, 122.963185

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