PROP-04CECF16

FOR SALE! 2-Storey House and Lot RFO w/ 4 Bedrooms in Brgy Villamonte Bacolod City-AP

Villamonte, Bacolod-1, Bacolod, Negros Island Region, 6100, Philippines
Property main imageProperty main image
₱10,243,000
For Sale

₱68,745 per sqm

House & Lot
unfurnished
4
Beds
3
Baths
2
Parking
149.00
Floor sqm
180.00
Lot sqm
MRMiyabi Realty

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About This Property

FOR SALE! This 2‑storey house and lot in Brgy Villamonte, Bacolod City offers a complete package for anyone seeking a house and lot for sale Philippines. The property spans a 180 sqm lot and provides a generous 149 sqm of floor area, featuring four bedrooms and three full bathrooms. Priced at ₱10.24 million, it is positioned as a ready‑for‑occupancy (RFO) home, allowing immediate move‑in without the need for renovation. The layout is thoughtfully arranged across two levels, with the four bedrooms positioned to maximise privacy and comfort. All three bathrooms are well‑appointed, and the kitchen comes equipped with a built‑in oven and stove, catering to everyday cooking needs. A two‑car parking garage is included, ensuring secure vehicle storage and ease of access for residents and guests alike. The residence is delivered unfurnished, providing a clean slate for personal styling. While the developer’s name is not disclosed, the construction status is clear: the home is completed and ready for occupancy. Buyers will find the structure in excellent condition, reflecting the quality typical of newly built homes in the region. The property’s readiness eliminates the wait associated with under‑construction projects, offering an immediate solution for those looking to settle quickly. Located in the vibrant community of Brgy Villamonte, the house benefits from Bacolod City’s well‑developed infrastructure. The neighbourhood is known for its quiet streets and easy access to main thoroughfares, schools, and commercial areas, making daily commutes and errands straightforward. As part of the Philippines’ growing urban landscape, the location combines the convenience of city living with the tranquility of a residential setting. At ₱10.24 million, this house and lot to buy Philippines represents a solid investment, especially with the flexible payment options available. A reservation fee of ₱15,000 secures the unit, and buyers may choose a spot‑cash purchase with a 5 % discount or a staggered payment plan that includes a 30 % down payment (also with a 5 % discount on the deposit), followed by structured installments. In‑house financing is offered, simplifying the transaction process for qualified purchasers. The property’s built‑in kitchen appliances, ample parking, and ready‑to‑move‑in condition add tangible value to the overall package. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bacolod.City of Bacolod is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱10.24M. With a floor area of 149 sqm, this translates to approximately ₱68,745 per sqm — a competitive rate for City of Bacolod.

Property prices in City of Bacolod vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bacolod presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱10.24M, comparable rental income for a 4-bedroom house & lot in this area is estimated at approximately ₱34,143₱51,215 per month. Actual returns depend on market conditions and property management.

With 149 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area149.00 sqm
Lot Area180.00 sqm
Furnishingunfurnished
Listed OnJune 5, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱79,757/month*
₱10,243,000
₱2,048,600
20%
7.5%
₱79,757/month
Principal & Interest
₱66,014
Property Tax
₱8,536
Home Insurance
₱1,707
HOA/Condo Dues
₱3,500

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱1,126,730

Buyer Pays

₱308,075

Total Closing Costs₱1,434,805
Location

Villamonte, Bacolod-1, Bacolod, Negros Island Region, 6100, Philippines

10.670242, 122.963185

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