PROP-B70BAFC0

FOR SALE! 2-Storey House and Lot RFO w/ 4 Bedrooms in Brgy Villamonte Bacolod City-AP

Villamonte, Bacolod-1, Bacolod, Negros Island Region, 6100, Philippines
Property main image
₱10,243,000
For Sale

₱68,745 per sqm

House & Lot
unfurnished
4
Beds
3
Baths
2
Parking
149.00
Floor sqm
180.00
Lot sqm
MRMiyabi Realty

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About This Property

This house and lot for sale Philippines presents a ready‑for‑occupancy residence in Brgy Villamonte, Bacolod City. The two‑storey home offers four spacious bedrooms, three well‑appointed bathrooms, and a total floor area of 149 sqm set on a 180 sqm lot. Priced at ₱10,243,000, the property is listed as a house and lot to buy Philippines and comes with two dedicated parking slots, providing a complete package for immediate move‑in. The interior layout maximizes the 149 sqm of living space, with a main living area that flows into a functional kitchen equipped with a built‑in oven and stove. Each of the four bedrooms is designed for privacy, while the three bathrooms are strategically placed to serve both family members and guests. A two‑car garage ensures secure parking, and the overall design reflects a practical, modern Filipino home without unnecessary embellishments. The development is identified as Villa Angela and is currently Ready For Occupancy, meaning construction is complete and the unit is available for immediate possession. No separate developer or condominium project is attached to this house and lot, allowing the buyer to enjoy the freedom of a standalone residence. In‑house financing options are offered, including a spot‑cash discount of 5 % and flexible staggered payment plans, which simplify the acquisition process for interested buyers. Located within Brgy Villamonte, the property benefits from the connectivity of Bacolod City’s main thoroughfares, granting easy access to schools, commercial centers, and public services throughout the region. The neighborhood’s residential character provides a quiet environment while still being within reach of the city’s amenities, making daily commutes and errands straightforward for occupants. At a total contract price of ₱10,243,000, the home delivers strong value for a four‑bedroom, three‑bathroom house and lot in a well‑served area of Bacolod City. A reservation fee of ₱15,000 secures the unit, and buyers can choose between a 30 % spot cash payment (with the 5 % discount applied to the down payment) or a staggered schedule that includes a 12 % down payment spread over three months and subsequent equity payments. These terms, combined with the built‑in kitchen appliances and two parking spaces, make this property a competitive option for anyone seeking a reliable house and lot to buy Philippines. Popular searches: house and lot for sale Philippines · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Bacolod.City of Bacolod is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱10.24M. With a floor area of 149 sqm, this translates to approximately ₱68,745 per sqm — a competitive rate for City of Bacolod.

Property prices in City of Bacolod vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Bacolod presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱10.24M, comparable rental income for a 4-bedroom house & lot in this area is estimated at approximately ₱34,143₱51,215 per month. Actual returns depend on market conditions and property management.

With 149 sqm of floor area, this property offers practical living space that appeals to both owner-occupiers and investors seeking long-term capital appreciation in the Philippine property market.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Floor Area149.00 sqm
Lot Area180.00 sqm
Furnishingunfurnished
Listed OnJune 18, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱79,757/month*
₱10,243,000
₱2,048,600
20%
7.5%
₱79,757/month
Principal & Interest
₱66,014
Property Tax
₱8,536
Home Insurance
₱1,707
HOA/Condo Dues
₱3,500

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱1,126,730

Buyer Pays

₱308,075

Total Closing Costs₱1,434,805
Location

Villamonte, Bacolod-1, Bacolod, Negros Island Region, 6100, Philippines

10.670242, 122.963185

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