PROP-290A4362

Move-In Ready 4BR House and Lot for Sale in Cebu City

City of Cebu
Property main imageProperty main image
₱19,000,000
For Sale
House & Lot
4
Beds
3
Baths
JAJean Amancia

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About This Property

Nestled in the heart of Cebu City, this move-in ready 4BR house and lot is now for sale in THE RIDGES at Casa Rosita, Banawa Cebu City. Offering four bedrooms and three bathrooms, this property spans an area of 133 square meters, providing ample space for a comfortable lifestyle. Fully furnished and equipped with the essentials, this home is ideal for those looking to settle into a convenient location without the hassle of redecorating. Conveniently situated in THE RIDGES, you'll enjoy access to world-class amenities and 24/7 security, ensuring peace of mind while enjoying the luxury living experience. The property's prime location allows easy accessibility to major business districts, making it perfect for both residential and commercial needs. For those seeking a high-quality home that is ready for immediate occupancy, this house and lot for sale in City of Cebu offers excellent value at ₱19,000,000. If you are searching for "house and lot to buy Philippines," or specifically looking for options like "4BR house and lot to buy in City of Cebu," this listing from the reputable Casa Rosita development should definitely be on your radar. The property is also available as a house and lot for sale in THE RIDGES, making it an attractive option for buyers and investors alike. With its prime location and competitive price, this 4BR house and lot to buy in City of Cebu presents a unique opportunity to own a piece of prime real estate in the Philippines. Popular searches: house and lot for sale in City of Cebu · 4BR house and lot for sale in City of Cebu · house and lot for sale Philippines · house and lot to buy in City of Cebu · 4BR house and lot to buy in City of Cebu · house and lot to buy Philippines.

Location Insights

This house & lot is located in City of Cebu.City of Cebu is one of the Philippines' most sought-after areas for property investment, offering a mix of lifestyle, accessibility, and value.

Price Analysis

This house & lot is listed at ₱19.00M.

Property prices in City of Cebu vary based on location, building quality, floor level, and available amenities. Buyers are encouraged to compare nearby listings and consider long-term value appreciation when evaluating this property.

Investment Potential

This house & lot in City of Cebu presents a solid investment opportunity in the Philippine real estate market. Properties in this segment typically yield rental income of 4%–6% gross annually, depending on occupancy and lease terms.

Based on the asking price of ₱19.00M, comparable rental income for a 4-bedroom house & lot in this area is estimated at approximately ₱63,333₱95,000 per month. Actual returns depend on market conditions and property management.

* Rental yield estimates are indicative only and based on general market averages. Consult a licensed real estate broker for a formal investment analysis.

Property Details

Property TypeHouse & Lot
Listing TypeFor Sale
Listed OnFebruary 21, 2026
Affordability
Calculate your monthly mortgage payments
Your est. payment: ₱144,950/month*
₱19,000,000
₱3,800,000
20%
7.5%
₱144,950/month
Principal & Interest
₱122,450
Property Tax
₱15,833
Home Insurance
₱3,167
HOA/Condo Dues
₱3,500

*Data used for estimated monthly cost is based on current Philippine bank rates and may vary.

Sales Closing Costs
2025 Rates
Broker Commission
Seller Pays

₱2,090,000

Buyer Pays

₱527,000

Total Closing Costs₱2,617,000
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