Titles & Ownership
TCT (Transfer Certificate of Title)
Legal document proving ownership of land and improvements
Definition
A Transfer Certificate of Title (TCT) is the legal document issued by the Registry of Deeds that serves as proof of ownership of a parcel of land and any improvements (buildings) on it. It contains the technical description of the property, the owner's name, and any encumbrances or liens. The TCT is the most important document in any real estate transaction involving land.
Tips & Things to Know
- 1Always get a certified true copy from the Registry of Deeds
- 2Check the back of the title for any annotations or encumbrances
- 3Verify that the technical description matches the actual property