Housal News and Articles

Tips for first time home seller.

Selling a house can be surprisingly time-consuming. The selling idea gets followed by the confusion of where to start. The seller needs to know the various aspects associated with it. You are preparing yourself for the criticism about your place by strangers, inspecting every corner, and judging. For you, it’s more than just four walls and a roof, and letting that go can be challenging. But you have to keep that aside and focus on displaying your Property efficiently and getting the best possible deals. A collaboration with Housal will feature your interest in an Apartment for sale, making it sell in no time.

Here is how you can grab attention by making your house stand out.

Set aside emotions
Ever since the first thought of selling a home hit, it’s causing an uneasy feeling. Dealing with a property is a professional’s job, so you better keep yourself that way. Emotions must have to be off the table. Think of yourself as a businessman and focus on how you can make it the best deal of your life.

Make changes and repairs
Hiding the damages is not a good idea. The buyer will go through every corner observing small details. It will be best if you make repairs to fix those damages. You can also add to the value of your Property by making few changes. Adding on decorative items can elevate the look of the house, making it more likable.

Staging and display
Making repairs isn’t enough. To make your house stand out, you have to display it skillfully. Painting the walls new can enhance the ambiance and make your home look younger. Make sure there should be proper lighting so that buyers can have a clear view.
The exterior is as vital as the interior. The look from the outside will decide the urge of the buyer to go in. The outside must look clean as well. If you have any garden area, ensure trimming of grass and a lovely display of flowers. Looks matter.

Scrutinize Property from the buyer’s view
Try to put yourself in their shoes and think of yourself a the buyer. Step out of the house and have a good look. Asking yourself do you like what you see? And what do you desire in a place? Try improving the look based on that. Spending money on visual features can increase the price at a double rate.

Connect with professionals
List out your Property on major real-estate portals like Housal. Online websites have tremendous reach. Get your ad online for an Apartment for sale. It will attract genuine buyers and good deals.

Do not depend on luck to get your Property sold. Plan comprehensively. The house may stay a little longer in the market. Keep your patience. Sometimes good things take time. You can always boost up your featured ad on Housal to remain on the top.

15 Real estate vocabulary you must know.

Published Date : Buying Tips Community Guide Financing Property Recommendations Real Estate 101

Are you new to the Real estate industry and often get caught up between the professional’s terminology? Don’t worry; we have simplified these terms for you. Here is a collection of 15 Real estate terms that you may encounter while dealing in the Business. If you seek an apartment for sale or any property listings, these words may come in handy.

1. Mortgage
The amount is taken as a loan to buy a house or a flat. The person’s property is the security to get the money.

2. Bridging Loan
It is a short-term loan taken to bridge the gap between selling your current house and buying a new one. As soon as the old property gets, a sold person can pay off the loan.

3. Deeds
The official paperwork certifies the ownership of the real estate.

4. Deposit
It is the lump sum amount that the buyer pays towards the cost of the property. The deposit ensures that the seller gets protection in case the buyer walks away from the deal.

5. Equity
Equity is the amount that the homeowner owns. It is the difference between the mortgage he owes and the value of the property.

6. First-time buyer
They are people who buy their house or apartment for the first time and therefore have no mortgage.

7. Collateral
It is the security against the loan. In the case of the mortgage, collateral is a house or flat.

8. Cash reserves
For closing a deal, the buyer needs to provide a down payment and the closing cost. After the expense of the two, the specific amount left is called the cash reserves.

9. Closing
Closing refers to the meeting where the deal is made final by the completion of the paperwork. The buyer and seller sign the paper, making the down payment and the closing cost.

10. Closing cost
The additional charges paid by the buyer cover various aspects like title insurance, taxes, and other related fees.

11. Contingencies
The term refers to the real estate purchase agreement clause specifying a requirement to bind the contract legally.

12. Escrow
It is an account that the lender sets up to receive monthly payments from the buyer.

13. Shared ownership
Shared ownership allows first-time buyers to purchase a share in the property. The buyer pays rent for the remaining share or can buy more later.

14. Pre-approval
Before purchasing a house, the buyer can get a pre-approval from the bank, estimating the bank’s lending amount. It determines how much the buyer can afford.

15. Listing
Listing is a property that falls under the category of ‘For Sale.’

Connect with Housal to get great deals on Condo for Sale, Apartment for sale, and other property listings. Make an intelligent choice.

7 Happiest Places To Live In The Philippines

Published Date : August 20, 2021 Uncategorized

Looking for a new venture? A new place to live? Welcome to the Philippines!

These 7 locations are up and coming cities with beautiful architectural aspects and amazing lifestyles! Here you will find fulfilling career ventures as well as beautifully structured homes.

First up, we have the beautiful and serene Baguio City.

Baguio is one of the most popular tourist destinations in the Philippines, and because of that, many choose to settle here.
Baguio boasts of the kind of weather the rest of the Philippines misses out on. On a typical day, you would find the busy city at a cool 18°C.
It is known as the ‘City Of Pines’ and the country’s summer capital.
Homes in Baguio are particularly popular in the Philippines for its strawberry fields, as well as a multitude of strawberry based treats such as Strawberry Taho (a local Filipino delicacy) and Strawberry Sorbetes.
With the tourist industry’s constant expansion, more and more real estate investors, firms, and other individuals wish to be included in the process and progress of the city.

Next up, we have the beautiful up and coming, Lipa City, Batangas.

Lipa City is located between Mount Malarayat and Mount Makulot, and is sat at an elevation of 1.025 ft. above sea level.
It is well known for its beautiful churches and heritage sites.
It is also extremely rich in culture and festivals. It hosts events such as the Lomi Festival, Walistik Festival, and Coffee Festival, to name a few
Lipa City is known as the “Little Rome of the Philippines” which alludes to the various religious structures within the city.
Lipa has an amazing array of job opportunities and business ventures as it is an up and coming city.

Iloilo City.

Iloilo City, which is located on the coast of Panay Island, is definitely not as well known or popular as cities in the Philippines such as Manila but it definitely gives off the same atmosphere!
Iloilo allows you to experience the Philippines without the excessive pollution and massive crowds!
Iloilo is well-known for its surrounding nature and boasts about its clean air.

Ilonggos are very well known for their active lifestyle and love for athletics! It’s not rare to find free zumba classes and bike riding sessions in the City!

Iloilo is developing at a rapid pace and by the day, is conforming to the beautiful modern “standards” while still hanging onto its small city charm!
The city of Iloilo is seeing a boom in new jobs across many industries, thanks to an inflow of foreign investments, a wave of infrastructure projects, and wise governmental policies that have promoted sustained growth over the past few decades.

Cebu City.

Considering a move to Cebu? Us too! From the fun city life to the amazing cuisine, it’s all you could ever want in a hometown!
Cebu is widely known for its affordable lifestyle and beautiful beaches!
The city is also known for its rich cultural and historical heritage. The renowned Magellan’s Cross, the Sto. Nio Church, Magellan’s Shrine, and Fort San Pedro are all historical monuments worth seeing. The country’s oldest and shortest national roadway, Colon Street, is likewise a major tourist attraction.
Cebu offers you the best of both worlds, with a great blend of metropolitan possibilities and rural living. Furthermore, the inhabitants are pleasant and welcoming.
Because Cebu is quite small in size, there’s always room for adventure. Taking a 30 minute drive away from the center can bring you to another beach, a cliff diving area, or even another city-like town.

Davao City.

Davao City truly presents its locals with the best of both worlds. It has an amazing and bustling city life but is also very much in line with the beautiful natures surrounding the area.
Davao is widely known as the economic hub of Mindanao as it is the third most populous metropolitan area in the Philippines and is one of the most progressive cities in Mindanao.
Because there is so much more land available in Davao, property prices are significantly lower than in Metro Manila.
Daily living expenditures, such as food and transportation, are also more inexpensive, which may be a significant benefit for those trying to maximize their earnings. Even without renouncing some pleasures and leisure activities, the peso can go a long way in this country.

Makati City

Makati City is extremely well known in the Philippines for its busy social life. From weekend markets to beautiful galas, Makati has got it all!
In Makati you will find a huge array of amazing schools and institutions that will lead you through and toward a better future!
Makati City is a top business hub! Discovering small businesses, entrepreneurs, and founding corporations is quite the norm here. The business pool is quite large and ever growing, so don’t worry about looking for a job here!
The vibrant culture in music, art, and so much more is very much present in Makati. Many world-renowned acts have had their fair share of performances in Makati, and the museums are absolutely rich and extremely interesting.
Makati is home to the Philippines’ most forward-thinking commercial and economic area. It is the country’s richest city.

BGC (Bonifacio Global City)

Bonifacio Global City is well known for its ‘work ethic’. With the amount of job ventures and opportunities, it’s definitely a smart move to begin your career path here.
BGC is a busy city to say the least. It is the home of passionate minds, as many say, and the lifestyle is an exciting one to keep up with.
Into athletics? BGC provides you well-lit streets for late night jogs, and a massive array of fun classes and leisure activities.
BGC is an ever growing city, so there will always be something new on the rise.
In BGC you’ll find amazing schools and institutions!
BGC is perfect for short getaways during the week. It has many little nooks and cafes around the area, and is not very far from surrounding cities.

The Philippines is abundant in beautiful and amazing locations that would be perfect for you! You just gotta look for your happy home in Housal’s large database of beautiful homes. At Housal, you’ll have the opportunity of a lifetime in finding your new home.

Lets keep the Happy Quotient high, always!

Lot For Sale Manila: How to Choose the Best

Published Date : February 27, 2018 Real Estate 101

With so many investors and home seekers looking for lots for sale in Manila, the market competition is really tough. If you don’t know what to do and where to look, then your chances of getting the best deals are slim to none. Regardless of the type of lot you need—whether commercial or residential—the following are the initial steps that you should do:

1. Read up on market prices

Your first homework is to read up on the current market prices. This will give you an idea of how much will it cost you to buy land in a certain neighborhood or area and how long it will take to complete the payment. Also, this will help you assess your financial capacity and find out if you are ready for this commitment.

2. Determine the type of lot you are looking for

You must also focus your research on the specific type of land that you need. The important factors to consider when choosing include price, location, neighborhood, and property condition. For commercial lots, read about potential locations where your business can thrive. What you want is a location that is affordable yet strategic and accessible. For residential lots, find out if the property is near the public roads or offers vehicular access. You will also want to know about the type of community or neighborhood in the area. Since the Philippines is always visited by storms, you also want to check whether or not the area is safe from flooding during typhoon season.

3. Search for the right lot for sale in Manila

It’s easier to search for the right lot when you are confident about your finances and sure of what you are looking for. Today, you can use online property listing websites where real estate developers post and promote their current projects. There you can find the best deals and buy a lot at a discounted price.

Choosing the best lot for sale in Manila requires a lot of research and browsing listings from a renowned and experienced real estate firm. Take ample time for your research and make a decision very carefully.

About the Author:

This article is written by Aakanksha Sangtani, working as an International Business Analyst at Housal Inc., an online platform for real estate, addresses unfulfilled needs by harnessing technology and bringing all-related solutions under one roof. For buyers, tenants, sellers, brokers, agencies or developers, it encompasses all their answers from property matching, listings, management, analytics and much more. Housal Inc. is the evolution of the real estate process – empowering the real estate industry for the future.

How to Find Luxury Homes & Apartment For Sale in the Philippines

Published Date : February 21, 2018 Property Recommendations

When searching for a house or apartment for sale in Manila Philippines, you are not only looking for a place to stay and sleep in—you also want a well-located abode that can put you in the heart of the action. To find the best luxury home or apartment for sale in Manila Philippines, you must first write in detail all the amenities and features that you want your home to have. List all your negotiables on one side and your non-negotiables on the other, just to be clear about what aspects you are willing to compromise on.

For example, consider a parking area. Do you need one? A parking area in crowded Metro Manila is considered a luxury. In fact, a tiny 12-sqm space for your car can easily cost millions of pesos. But if you can afford to buy one, it’s definitely a major convenience.

What facilities do you need? If you want access to jogging and swimming facilities, look into well-equipped subdivisions in the metro area. Many luxury condos also offer these amenities.

Once you have established all your negotiable and non-negotiable requirements, it’s time to look for the perfect home. The easiest way to find the most suitable apartment for sale in Manila Philippines is by searching on reputable web portals. Trusted sites can instantly show you a selection of homes and apartments based on your search parameters.

Location is also very important. Be sure to choose a home that is near your office if you don’t want to waste time sitting in Metro Manila traffic. You might need to pay more for the condo or apartment, but you will save a lot in term of transportation costs.

Lastly, work with a trusted developer. If the home or apartment is yet to be built, you must only deal with developers that have proven track record in construction and timely turnover of unit.

About the Author:

How Buying A House For Rent in Metro Manila Is A Better Choice

Published Date : February 16, 2018 Property Recommendations

Buying a house can gives you a sense of accomplishment and stability. This is the main reason why everyone dreams of purchasing their very own home for themselves and for their family. Unfortunately, not all are capable of providing all the necessary documents to buy a house. It can be difficult to apply for mortgage loans because of the numerous requirements that you need to show the lender.

The great news is that the real estate industry continues to rise in Metro Manila. According to the Urban Land Institute (ULI) and Price waterhouse Cooper’s research, Manila is one of the top emerging markets in terms of real estate investment prospects. More properties are being developed and flexible terms and payments are being offered to buyers.

You have the option to buy a house for rent in Metro Manila though a rent-to-own arrangement. This is basically the same as buying a newly constructed house, but with a little more freedom. In a rent-to-own agreement, buyers can move into the house right away. Some sellers require no down payment, but most allow instant move-in after 3% to 10% down payment. The terms are clearly stated. Some transactions involve monthly dues of a certain amount, and after three to five years, the resident needs to pay the rest of the balance. Some contracts have lease options wherein the resident has the right to fully buy the house for rent in Metro Manila once it expires. If the potential buyer decides not to buy the house, then no obligation payment is required.

Buying a house for rent in Metro Manila can be a better choice because it gives you the flexibility without the hassle of long-term commitment. You are not tied to any financial institution. It’s certainly worth considering if you are serious about owning a property in this mega city.

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Here is What You Should Do for Your Apartment for Sale in Manila Philippines

Published Date : January 12, 2018 Property Recommendations

So you have an apartment—and now you want to sell it. There is a huge income potential in buying and selling properties because the Manila real estate market is hotter than ever. This is why some of the savviest investors include a healthy dose of Manila properties for sale in their portfolio—condo units, apartments, land, residential homes, and more. If you are just starting in this line of profession, you better have to know the ins and outs of the business.

Your apartment can sell in a matter of days or sit in the market for months, depending on the steps that you take. Here are some things you can do to sell your apartment for sale in Manila quickly and at the price you want:

Go to an online listing portal

The best and easiest way to market an apartment for sale is to list it online on a Manila real estate portal. But don’t waste time on listing your property on all websites you find. You just need to post it on high-traffic websites with excellent tools for sellers like yourself. These sites offer free access and exposure to thousands of home and investment seekers. You can also enjoy flexible commission arrangements with them.

Ask other apartment owners

If your Manila apartment shares walls with other apartments, ask the homeowners besides you if they want to buy your property to extend their current living space. You can also ask neighbors, as some of them may be interested in buying an apartment for their extended family who wants to live in the same vicinity. Some may wish to earn passive income by getting an apartment and renting it out to other people and proximity will help them manage better.

Create a marketing package

You should have all your resources ready before you even sell your apartment. Your marketing package should include the description of the apartment, number of rooms, location in Manila, the neighborhood’s demographics, and property photos.

Prepare all legal documents

All the titles, apartment ownership transfers, and forms must be prepared prior to the sale of the apartment. Prospective buyers will want to see all of these documents to ensure that everything is legal. Preparing all these records can speed up the process of selling your apartment.

If you plan well and follow these steps, you should be able to sell your property in Manila very quickly.

About the Author:

A Complete Guide to Find the Best Apartment or Condo for Sale in Manila

Published Date : January 9, 2018 Property Recommendations

Manila is the central hub of business in the Philippines. Whether you want to work, start a company, or live here, you have numerous residential options to choose from. How can you find the best apartment or condo for sale in Manila? Here are some tips:

Like any buyer, one of your main considerations when relocating is probably the price of the apartment or condo unit. The cost of the apartment is dictated mostly by its location in Metro Manila. The nearer you are to the business districts in Quezon City, Ortigas, Makati, and Taguig, the higher the price—in general. That’s not to say that you can’t find a few bargains here and there. If you are willing to go a little farther or don’t mind living in an older building, you might spot lower-priced properties.

Are you living on your own? If this is the case, you don’t need that much space. Consider a studio-type or a one-bedroom unit, which is much cheaper than bigger cuts. Families with children will need bigger units with more number of rooms. Online listing portals give buyers easy access to properties that are available in each area in Manila. You can just search through the pages and look for a condo or apartment that suits your needs.

Trust developers that have an extensive history of providing quality apartments and condos for customers. Some of the trusted developers in Manila include Alveo Land, Ayala Land, Century Properties, Megaworld, Robinsons Land, Rockwell, SMDC, and Vista Land.

Make a list. Don’t go overboard and try to look at all the condos or apartments available in your price range. Simply sort properties based on the location in Manila that you want to live in and list five or so units that you are considering. You can then email the broker or agent of the unit your preliminary questions and schedule a viewing.

With a little hard-work and better planning, you can surely find a condo in Manila that suits you best.

About the Author:

This Is Why Townhouse in Manila for Sale Is So Famous

Published Date : December 11, 2017 Community Guide

Manila is a bustling city with its many sights and sounds and a booming economy. The steady rise in investments and opportunities makes Manila one of the best places to invest in real estate, even as a number of townships and developments are on the way. Townhouses and apartments are available at relatively affordable prices, and with the many amenities readily accessible, they have become truly appealing investment options.

Buying a townhouse essentially means buying a ‘house and lot’ type of property. If you like the idea of owning the land your house is on, then a townhouse for sale in Manila can be a better option to a condominium. Townhouses are popular with families and an ideal way of putting down roots especially for those young couples starting out. Townhouses are often laid out to mimic detached housing units situated in multiple unit complexes and often have a gated entry for added security.

A smart choice is investing in a town house unit within the city because townhouses in Manila for sale offers a prime location with its high real estate value. Most new developments are offering very affordable pricing and financing schemes, making it easier to own a house and lot in a premium area. Townhouses also offer more square footage of space with a comparable condominium unit making it a more practical choice as you get more for your money. You almost always even get your own private parking space with a townhouse purchase.

Townhouses for sale in Manila also offer a fair bit more design and customization options for you. Most designs and alterations are easily allowed and can be done thanks to cheap labor and material costs. Turnover times for townhouses are also faster because development and delivery times are much quicker, so you can expect to be able to move in to your new home much sooner.

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Different Ways to Buy Lot for Sale in Manila

Published Date : Real Estate 101

Owning your own home is a dream for many people, especially young families who want to start putting down roots. One way to go is to buy a lot for sale in Manila and build your home on it. In today’s competitive market, there are a number of ways to help prospective owners to shop around and make their real estate purchases as easy and painless as possible. Here are a number of channels you can consider when buying a lot for sale in Manila:

Check the classifieds – This is probably the first place to start looking for almost anything. With the advances in technology, this has become much easier as more developers and property sellers are starting to post their adverts in online classifieds, which makes searching out and filtering your choices much easier and convenient. Prices and locations are indicated to help you narrow down your search. Images and detailed descriptions of the property and contact details are provided for inquiries.

Ask your bank – Many banks also offer foreclosure and property sales from defaulted purchases or revoked properties and even offer great deals and huge discounts for these pieces of real estate. Besides foreclosures and defaulted properties, they often also have lots for sale and can refer you to tie ups with developers for financing and ownership options.

Real estate developers – Real estate developers often advertise new projects and promote them by offering pre-sales with considerably reasonable rates for early buyers. This is certainly a great way to acquire the latest property developments at huge discounts.

Online property guides are also available for buyers looking to buy real estate but do not have the time to scout specific locations physically. These guides feature virtual tours that show you around the lots and homes while being given pertinent details and features to help you with your purchase decisions.

Ready to buy lot for sale in Manila? Be sure to check if all the paperwork is above board before making payments and completing the sale.

About the Author: