Frequently Asked Questions by Home-buyers

Published Date : November 10, 2021 Buying Property Buying Tips Property Recommendations Real Estate 101

When you are in the marketplace to buy your first home, you are overwhelmed by emotions, questions, and perhaps even worries. After all, you have undoubtedly been advised that purchasing a home is one of the biggest things you can do. Of course, you do not want to make a mistake, so any questions you may have or concerns you may feel are out of place. Here are the answers to frequently asked questions from first-time buyers:


  1. Am I ready to have a home?

Many people rush to buy housing when they are not strong enough to support borrowing and risk recovery.

Ask yourself if you are mentally and financially fit to take on the responsibilities of owning a home, including:

  • Finding out whether to take out a loan or not / how much you can take out
  • Are you eligible for a loan according to your credit rating?

You can test your score using online calculators.


  1. How Much Can I Pay?

This is one of the initial questions you should ask yourself when buying a house for the first time. To determine your home budget, first look at your budget, including your income, monthly expenses, and bills. To decide on your current monthly costs, review your spending habits and include your monthly expenses such as your phone bill, food, transportation, utilities, and dependent care. It is important to include insurance premiums when budgeting to buy a house for the first time.

Remember, owning a home often brings additional costs – both expected and unexpected.


  1. How much time will it take to buy a house?

It can take longer than you think. This question can’t have an easy answer because every home sale is different. Once you have finally found the home you want to buy and your application has been accepted, it can usually take 35 – 45 days to close the loan. Therefore, if it takes four months to find the home you like, it will take another two months to close the deal.


  1. Does my credit score affect my purchasing power?

Debt by number summarizes the individual’s credit history and summarizes their financial position to lenders. Mortgage lenders use points to determine who gets the loan and the interest rate. Higher points mean a better chance of getting a loan with an attractive interest rate.


  1. Should I buy or continue renting?

Ask yourself some questions before deciding to buy a home. One of the most important things you should consider is how long you plan to stay home if you shop. If the response is only a few years old, it may be better to continue renting. Another question you should be asking is whether you are ready to take on the “responsibilities” of being a homemaker. 

Buying a home is a good option in most cases, but not always.


  1. What kind of place should I buy?

Real estate is a growing business as the demand for real estate grows and properties vary according to need. Before buying a property, you should be sure of why you need to invest in it and how it will benefit you. Among the types of variety available in the market, you need to choose what you prefer more. However, you need to compare between multiple properties and choose the one that is right for you.


  1. Where to look for genuine property deals?

With Housal, you can get access to the most significant and fastest network of real estate operations and start having numerous property options to make your selection.  These are some property types that Housal offers :

Connect with Housal now!


Tags: , , , , ,

2021 is a good year to sell house. Know why.

Published Date : Financing Industry News News Real Estate 101 Selling tips

By 2021, housing market experts predict a year of high demand and rising domestic prices. Home buying and selling rose sharply after the first slowdown in real estate market activity last spring in line with home and business closure orders. Consumers are still determined to move, but the limited supply of homes in the market contributes to rising home prices. As a result, it is the seller ruling market that benefits homeowners who choose to sell now.

If you are looking for selling opportunities, you have a few options:

  • You can buy your house soon to help with your current needs.
  • You can wait for an epidemic (or how long it takes) to get a clearer picture of the economic future.
  • You can choose to live in your current home.


 Low Housing Rates

Last year, borrowing rates were sunk below what they had been for almost 40 years, and prices will likely remain lower by about 2021. Next, there was a huge increase in consumer demand, and some homeowners would have no difficulty selling their homes in such a market. In fact, many get offers that are more or less the same as their asking price.

These prices are also good news for those who wish to upgrade their homes or take a second loan to buy their next property. Instead of paying more for the mortgage and earning less money on an investment, they will save and make money over time.


Home Value Rise

As interest rates fall, housing prices continue to rise. Last year many experts released an excellent forecast for housing prices for the entire 2021 year. A quick sale will mark spring and summer, followed by autumn and winter decline. Luxury housing, which continued to function well during the epidemic, is likely to lead to a rise in domestic standards until next year.

After 2021, experts predict that prices will drop to regular growth rates. So, if you are in the market to sell, you may not want to wait another year to list your goods.


2021 Real Estate Market

The increase in demand for housing is encouraged by a number of factors. People who work from home as a result of the epidemic, anticipating that they will not return to their offices, seek out larger office space, usually by moving to larger homes. Low mortgage rates have attracted people to buy, whereas the list of homes for sale remains low.

You don’t need to wait for the “good” time to sell your house. If you are thinking of selling your home, then do it. Your house can sell very quickly in the current market quickly at a reasonable price, perhaps above, and you may have received many offers.


With Housal, you can list and boost any real estate property like an Affordable condo for sale, Low rise condo for sale, Studio type Condo for sales, Ready for Occupancy condo for sale, RFO condo for sale, Studio Unit for sale, Townhouse for sale, Apartment for sale, Residential lot for sale.


Tags: , , , , , , , ,

Common mistakes people make while buying a house

Published Date : Real Estate 101 Selling tips

Buying a home is a personal matter that you should not take lightly. It should be more than looking for a house with a beautiful façade – you should look beyond to find a house to live in for years. Sometimes, it’s all too easy to make the wrong move between confusing terminology and real estate or close an unwise investment. If you are unsure what to look for in a home, here are some common house hunting mistakes that you should avoid, at least.


Not Getting Mortgage Approval

The last thing you want to do is fall in love with a house you can’t afford! To prevent that, one of the first things you need to do is get mortgage approval. Your mortgage lender will take care of this. And while the bank tends to pre-empt you at a higher rate, you don’t want to overdo it. Be realistic about what you can afford. If you sell a house, you will be a potential buyer because you have been approved before.


Not realizing how much you can afford

 You start to dream about how much better your life would be if you could have all the good things they offer you, such as lovely tree-lined streets, a bathtub, a spacious kitchen with state-of-the-art equipment, etc. However, if you cannot or cannot afford the rent, you are only fooling yourself. Therefore, to avoid temptation, it is best to limit your purchases to real estate. If you look for places outside your price range, you will end up envying something you can’t afford.


You believe you can quickly get a home loan

Consumers can sometimes believe that a person can apply for any loan amount, and the bank can approve the application and issue a loan within days. This is not true. Banks offer you a home loan, depending on your eligibility. Then they evaluate the value of the item you are considering and determine the value of the loan. This will not be more than 90% of its total value.


Underlying hidden costs

The cost of buying a home includes more than just the cost of the property. There are thousands of hidden costs, flowing just underground and waiting to go down. Many small items eventually add to the cost, from agent fees to social security costs, renovation, to home décor. Therefore, before buying a property, it is highly recommended that you check all of these hidden costs and make sure that the purchase and your purchasing power are working correctly.


Missing small details

Houses can easily be made to look perfect. It is important to do a thorough home inspection before considering buying. A basic building, i.e., the foundation of a house, is the most important thing, without which the house will soon collapse. Check its quality before getting used to it.


Ignoring Neighborhood

Don’t just focus on the living space – look around. It is not possible to predict the future of the place you have chosen, of course, but inquiring about or researching its prospects now can help you avoid unpleasant surprises down the road.


Not using the Right Forum

You must choose the right platform to do your property-related searches. With Housal, you can have numerous property options to make your selection.  These are some property types that Housal offers :

Connect with Housal now!


Tags: , , , , ,

Dream a House with Housal

Published Date : Buying Property Buying Tips Property Recommendations Real Estate 101 Renting condominium renting house

Housal is the most advanced & fastest real estate website in the Philippines. We have a collection of ready-to-move condos, houses & Lots & Office Space; Please view our selection of properties available in your City. If you are not aware of what Housal offers, stay connected. You will get a brief about the type of property and ownership Housal offers.



An Apartment (American English), or flat (British English, South African English), is a residency of houses containing (a type of habitation) that occupies only part of the building, usually in one case.  The rental of flats also varies greatly, from large public houses to the owner inside the Condo to tenants who rent to the private property owner.

What Housal offers: Apartment for rent, Apartment for lease, Apartment for sale.


Condo (Condominium)

A condominium (also called a “condo”) is a large structure of individual units, and each unit is managed separately. Condo handling is usually done by a unitholder board that oversees the day-to-day operation of the complex, such as grass storage and ice removal.

What Housal offers: Condo for sale, Condo for rent, Low rise Condo, Mid-rise Condo, Preselling Condo.



Townhouses are a style of multi-story house that shares one to two walls in close proximity but has their own doors. On the outskirts of town, village houses are often identical houses built in a different community that may have a homeowner organization. New suburban houses may have the same look and fit, but older suburban homes tend to be traditional line houses.

What Housal offers: Townhouse for sale, Townhouse for rent, Townhouse for lease.


Studio Unit

The studio apartment, by definition, is a single living room that includes a bedroom, kitchen, and living area in one large room. The open floor plan does not have walls separating the bedrooms and living areas, and the kitchen area may be separated by a wall or

What Housal offers: Studio Unit for sale, Studio type Condo for sales.


RFO Condo

Ready-For-Occupancy (RFO) refers to ready-made condominium units waiting to be seated. Once the purchase is complete, you will be able to enter immediately.

What Housal offers: RFO condo for sale, Ready for Occupancy condo for sale.


Residential Lot

Any land, site, pile, or area, including any building, primarily used or intended for residential In this division of different lots, a house is built.

What Housal offers: Residential Lot for sale, Lot for sale.


Visit to check out all the available properties. You can filter the searches based upon your requirements for a particular location or the type of ownership. Connect with our expert team to know more.


Tags: , , , , , , , , , , , , , , , ,

Difference Between Studio Apartment And 1BHK

Published Date : November 9, 2021 Buying Property Property Recommendations Real Estate 101


Studio apartment

Studio apartments have been trendy over the past two decades, especially in cities where space is not conducive to large-scale residential construction. The studio apartment includes your bedroom, living room, and dining room in one room with an open floor plan. This means that no sections or walls separate the different parts of the rooms.  

Studio units come with some plus points:

  • Such apartments are located in central, well-connected areas. It requires little care.
  • Since studio apartments work well in space, these are best suited for single residents.
  • Low electricity bills because energy consumption is low.
  • Rent is usually lower compared to other types of apartments.


Here are some fantastic Studio Units for sale and studio-type condos for sale.


One-bedroom apartment

The bedroom is the main difference between a studio and a one-bedroom apartment. Plus, you get a few extra walls and a clear separation of areas. Your bedchamber, living room, and kitchen are all separated. 

Square drawings in a one-room apartment vary widely. Small one-room apartments can be as large as a large studio. Even if they have the same square layout, a one-bedroom apartment may seem larger than two bedrooms because you do not view your entire space in one place.


Search For 1/2/3/4 BHK At Affordable Prices In Your Favorite Locality.


Differences between 1 BHK and studio apartments

Most people use 1BHK and label studio names differently. However, here is the difference between the two. 1BHK units provide a bedroom, kitchen, hall, and bathroom area, and each of these is different; there are enough limits. The studio apartment is one large room, and the one who lives in the area will have to allocate space for everything in this large room.


Where to find good deals

If you are interested in and looking for Studio Units for sale or studio-type condos for sale, You can visit Housal. Get Complete Information With Locality, Price Trends & Amenities Details. 

You can also search For 1/2/3/4 BHK At Affordable Prices In Your Favorite Locality!


Tags: ,

Real Estate Investing tips

Published Date : Buying Tips Financing Real Estate 101

What do you understand by investing in real estate? Instead of buying a house to live in, investing is about buying a place to generate income. That could mean buying a home you intend to flip (repair and sell faster than you purchased) or renting. Or maybe it’s something more significant than that: a flat or commercial building with tenants will pay you reasonable rent to cover the cost of purchasing a building, and then something else. 

Get in touch with the top real estate developers. Find yourself the best deals on Apartments for sale, Condo for sale, Townhouse for sale, and many such properties.

It is well known that real estate provides better yields on investment than the stock market without as much inconsistency. In real estate, the chances of risk of loss are reduced by the time you keep on to your investment property. When the market grows,  the value of your property will also increase with it. 

Real estate investing doesn’t come with guidelines, and the road to riches is often twisting. You can do things to put yourself on the right path and ensure your best chances for profit. You can start by listening to real estate professionals and successful investors.

Investing in housing can be easy as long as you understand investment basics, economics, and risk. You buy property, avoid collapses, and earn money by renting, all so you can buy more property.

When investing in real estate, the aim is to put your money to a place today to have more money in the future. The profit, or revenue, you make on your investments must be enough to cover the risk you take and the taxes you pay. There are other costs of owning real estate, such as utilities, maintenance, and insurance.

It is not uncommon to meet people who are afraid of investing in assets. They believe that there is no money left. Plus, they can think they can’t succeed without investing too much money. Both ideas are false. No matter what the market, commodity investment is a great way to build wealth. “Low” markets can be more productive with opportunities. If you have a creative mind, home investing is yours.

Connect with Housal to get updated with property listings like House for sale, Commercial space for sale, Studio unit for sale, and other properties.


Tags: , , , , ,

Enhance your ways to work remotely

Published Date : Article Community Guide Real Estate 101

If you spend hours sitting, more important, it is to have a well-functioning, cohesive work environment. But in the case of working from home, not finding a suitable space can sometimes interfere with one’s clarity of plans. Everyone who works remotely needs to know when to work, where to work and set boundaries between work and personal life. Having a suitable work environment can increase your productivity and can save you plenty of time. Proper management is vital. Another critical aspect that influences your environment is your House. Having a home with the required space is a must, and Housal helps you find such comfortable dwellings. Look at these listings of Apartments for sale, Houses for lease, Condo for rent, Townhouses for sale. Connect with us to grab these unbelievable deals.


Maintain regular Hours

Set up a plan and try to keep up with it. Having clear guidelines for when to work and what to call a day helps many remote workers to maintain a work-life balance.

That said, one of the best benefits of long-term flexibility when work allows. Sometimes you need to prolong your day or start early to replace someone else’s time. If you intend to do so, make sure you wrap it up before normal or sleep a little in the morning to do that for you.


Create separate office space

In some cases, remote workers would have a dedicated office and have two computers, one for work and one for personal use. This facilitates providing you with separate space. Some people have enough rooms in their House that can be turned into an office.

But not all people who have another room can use it as an office in their home. Instead, provide a desk or table space with other parameters that will only be used for work. You may want to partition your hard drive and create a separate user account for work. Making even the slightest distinction between work and personal time helps your brain know when you are not on the clock, contributing to a better life balance.


Take a clear break

It can be easy to get distracted by a telephone network to avoid breaks. Don’t let yourself be consumed by the guilt of living in an Apartment from preventing having five minutes to rest.

However, instead of opening YouTube and watching luxury clips, use your breaks to escape from your desk. Take a walk, enjoy the fresh air, or spend time with others who may be indoors.


Remove clutter

Combine and define your space. The clutter not only depletes the body in a small office space but also mentally. Don’t be a ‘Shriner,’ turning your closet into a place of worship or a temple to collect your statues. Instead, define your space, convey the idea of ​​purpose, and innovate new ideas by showing. Include a small amount of cognitive art, thought-provoking beginnings, or visual reminders related to your work


Get some sunlight

One feature that has been poorly constructed in many places is how minimal daytime access is available in the workplace. For most workers, the only light of daylight comes from the overgrown fluorescents. Light regulates vital hormones and neurotransmitters, influencing everything from our alertness to stress levels, our immune system to our emotions. Make sure you have sufficient lighting in your House.


We provide many affordable Apartments, offering value-priced houses. Check out these hot properties listings for Condo for sale, Studio unit for sale, and Apartment for rent.


Tags: , , , , , ,

8 ways to declutter your place

Published Date : Housing tips Real Estate 101

Declutter Your Place is a monthly program to help you manage stress and improve your health by learning the principles of stress management and restoring a sense of order in your world.

Bill and unwanted mail pile up in your kitchen, dirty clothes spilling out of the hamper in your bedroom, and not to mention the state of your backup room right now. At some point or another, this may be your home. And even if you don’t realize it, confusion can affect your mental health. Here are some ways that you can try to declutter  your home:


Clear the counter

You want to organize your house so that all the spaces will not be cluttered.  Start with one counter. Remove all possible, except for one or two essential items. You have so many items lying around on the counter, but you don’t use them daily. Please put it in a cupboard! Remove all paper and all the trash you throw on the counter.


Do not treat your home as a storage unit

We often save something because we may need it someday, and it consumes extra space. So think twice about hanging on curtain rods or six old cell phones. Eliminate the things that you are never going to use.


Wardrobe and Clothes

OK, deep air. Time to finish your wardrobe. The easiest way to deal with a closet is first to sort your clothes by type. That means start with shoes, boots, then dress, then denim, etc.

It is much easier to decide to throw or keep the cloth if you look at your wardrobe at once. So start taking out the different types of clothing and determine what you will toss and save.


Organize your Pantry

Since it is behind the cabinets doesn’t mean that it should be a riot. Cleaning your pantry will not only delight the beauty, but will also make it easier to find things if you want them quickly. Give your pantry a clean slide by removing everything, clearing the shelves, and removing obsolete items. Any unwanted products may be composted or donated to your local food bank. Once you have a view, take the time to collect the same ingredients together.


Make your bed

Making your bed once you get out is the most effortless thing you can do to make your bedroom look clean and cohesive. In most bedrooms, the bed takes up a large portion of the space. So by pulling on your covers and blowing a few pillows, your room will look pulled together and brightened quickly.


Use a Filter method

As you keep moving into the rooms to clean, you need to set up a filter system. You can try your method or use the famous Three-Box Method. The Three Box Method requires you to decide on each item and avoid doing more harm than good. Collect three boxes or storage bins and label “Save,” “Discard,” and “Add to Storage.” Use these removal tips to organize your stuff.


Go Vertical

Are you short of space? You don’t have to take up an expensive floor — instead, build an extra storage space by thinking straight. Increase the vertical space by installing shelves on the wall. Dress the shelves with books, jars, pictures, or anything else you like to see every day. If adding a built-in is not an option, you can also purchase a set of boxes of books.


Practice one-in-one-out

Promise yourself that with each new item coming into your home to stay, you’ll bring out one more thing. It helps keep your savings accurate: You should not accumulate one “extra” item if you adhere to this rule. Having a selected “outbox” of things you donate (instead of just throwing) helps you keep the habit.


It’s never too late to start decluttering, so start now. Don’t limit yourself to these steps only; you can have your own ways to declutter the mess. All you need to do is start somewhere.

And if you don’t want to deal with all the clutter and move forward without dealing with the chaos, you can start fresh by renting/buying a new RFO property. Check out this list of properties Housal provides:

Sign-up now!


Tags: , , , , , ,

Whether to Sell or Renovate your Home ?

Published Date : November 8, 2021 Community Guide Housing tips Property Recommendations Real Estate 101 Selling tips

If you are thinking of a change in your lifestyle, decide whether to sell or renovate your home. It can be a difficult question and should not be something you rush into when doing what is best for you.

Finances, lifestyle, work-life, family needs and goals, and growing families are all good reasons to consider your current situation and make a plan for the future. When deciding whether to stay and repair your current home or consider selling and buying something new, you should take the time to deal with all the options, good and bad, and the associated costs.

Costs are a major factor in home improvement decisions. Whether or not it is cheaper to restructure or sell the House depends on your current mortgage status and how much money you have in savings. Repairs come with quick, out-of-pocket costs, while selling can put cash in your pocket right now but be more expensive later.

Budget for repairs

When it comes to picking whether to renew or sell, there may be a few things to play with. Many with family – tend to feel connected to their homes because of memories and the importance of empathy, and this may motivate a person to want to stay longer and rejuvenate rather than buy something new.

To help you decide, you need to weigh a few things. First, you need to think about your budget and determine how much you will spend.

Then you need to look at the possible cost of the renewal. Considering your location, vendor costs, permits, and average construction costs, spend some time checking how much you will incur if you want to repair instead of relocating.


Even if it is cheaper to move instead of rehabilitating, will you benefit more from your investment? Research market conditions before signing your home. There are also seasonal real estate styles to consider. Houses usually sell faster in the spring and summer and are more likely to sell at a reasonable price or higher.


Reasons to move

If there are some things, you can’t change with your current home.

You want to send children to a specific school district, or the size of the House may be too small, or you may not have enough bedrooms to fit your growing family. Whatever your needs can be which can’t be fulfilled in the current locality can drive you to relocate.

If so, it may be time for packing and moving.


Decide what suits you the best. If you have already set up your mind about selling, you can sign up with Housal to make your journey smooth. Housal not only helps you with selling your property but finding you a new one as per your needs. You can have a quick look at the website to get the basic idea. Also, look at these live property listings of House for lease, Affordable condo for sale, Studio type Condo for sale, Affordable condo for rent, Condo unit for lease, Studio Unit for sale.


Tags: , , , , ,